Last updated: 13 November 2026
Preparing for the EXIM Bank Digital Technology written test? The IT Officer Course and Test Series (SBI, IBPS, SEBI IT Officers and PSUs) by Piyush Wairale (IIT Madras) covers DBMS, Networks, Operating Systems, Software Engineering, Cloud and Security, and the AI, Machine Learning and Data Science for Bank IT Officer Exams course covers the emerging-tech questions that a digital banking paper is built around.
EXIM Bank Management Trainee Digital Technology Recruitment 2026: The Export-Import Bank of India has notified 9 posts of Management Trainee (Digital Technology) under Advertisement No. HRM/MT/M/2026-27/05, the largest technical specialisation in this drive. Candidates with a B.E./B.Tech in Computer Science, IT or Electronics and Communication with 60% marks, or 60% in both Graduation and a 2-year full-time MCA, can apply online from 27 November to 11 December 2026. Selection is through a subjective Professional Knowledge test (100 marks, 2.5 hours) and a personal interview. Trainees get Rs 65,000 per month for one year and are then absorbed as Deputy Manager (JM-I) with an annual CTC of about Rs 25 lakh.
Quick answer:
- Post: Management Trainee (Digital Technology), EXIM Bank
- Vacancies: 9 (out of 90 MT posts)
- Qualification: B.E./B.Tech in CS/IT/ECE with minimum 60%, OR 60% in both Graduation and a 2-year full-time MCA
- Experience: not required; final-year students (exams by May 2027) can apply
- Age: 21 to 28 years as on 1 November 2026 (relaxation for SC/ST/OBC/PwBD)
- Apply online: 27 November to 11 December 2026 at eximbankindia.in/careers
- Exam: subjective, 100 marks, 2 hours 30 minutes; 1 compulsory case study (40 marks) plus 6 of 8 questions (60 marks)
- Final merit: written test 70% plus interview 30%
- Pay: Rs 65,000/month stipend for 1 year, then Deputy Manager (JM-I), CTC about Rs 25 lakh
EXIM Bank MT Digital Technology 2026: Overview
| Particular | Details |
|---|---|
| Organisation | Export-Import Bank of India (EXIM Bank) |
| Advertisement | HRM/MT/M/2026-27/05 |
| Post | Management Trainee (Digital Technology) |
| Vacancies | 9 |
| Grade after training | Deputy Manager, Junior Management Grade/Scale I (JM-I) |
| Application dates | 27 November 2026 to 11 December 2026 (online only) |
| Written exam | December 2026 (tentative) |
| Exam cities | Chennai, Guwahati, Kolkata, Mumbai, New Delhi |
| Interview | Mumbai and/or New Delhi |
| Official website | eximbankindia.in/careers |
For all 25 specialisations (Banking Operations, Legal, Cyber Security, Manager posts and more), see our EXIM Bank Recruitment 2026 complete guide.
Eligibility for EXIM Bank MT Digital Technology
| Criterion | Requirement |
|---|---|
| Option 1 | B.E. / B.Tech in Computer Science / Information Technology / Electronics and Communication with minimum 60% marks or equivalent grade |
| Option 2 | 60% marks in both Graduation and MCA (MCA must be a minimum 2-year full-time course) |
| Experience | Not required |
| Mode of study | Full-time; online, correspondence, part-time, open or distance degrees are not eligible |
| Final-year students | Eligible if final exams are by May 2027; degree proof needed by joining date (not later than 30 June 2027) |
| Nationality | Indian citizens only |
Digital Technology vs Cyber Security: Digital Technology accepts B.E./B.Tech or Graduation plus MCA; the notice does not list M.Tech/M.E. for this post (Cyber Security does). Digital Technology has 9 posts against 2 for Cyber Security, so if your profile fits both and you are not a security specialist, Digital Technology gives you better odds. You can apply for only one post. Read the EXIM Bank MT Cyber Security guide to compare.
Age Limit (as on 1 November 2026)
| Category | Age limit |
|---|---|
| General / EWS | 21 to 28 years |
| OBC (Non-Creamy Layer) | Up to 31 years |
| SC / ST | Up to 33 years |
| PwBD (General/EWS, OBC-NCL, SC/ST) | Up to 38, 41 and 43 years |
Ex-servicemen get up to 5 years of relaxation in the upper age limit.
EXIM Bank Digital Technology MT Salary
| Stage | Pay |
|---|---|
| Training (1 year) | Stipend of Rs 65,000 per month |
| After absorption as Deputy Manager (JM-I) | Pay scale Rs 48,480-2,000-62,480-2,340-67,160-2,680-85,920 (IBA 12th Bipartite Settlement) |
| Annual CTC at start | About Rs 25 lakh |
| Service bond | Rs 3 lakh: 1 year as MT plus at least 5 years as Deputy Manager |
Perks include allowances as per bank rules, residential or leased accommodation, and loans for housing, vehicle, computer and children’s education. Digital Technology officers typically work on core banking (Finacle), trade finance platforms, digital lending, data analytics and IT projects, with postings anywhere in India.
Application Fee
Rs 600 for General and OBC candidates; Rs 100 (intimation charges only) for SC, ST, PwBD, EWS and female candidates. Payment is online only.
EXIM Bank Digital Technology Exam Pattern 2026
| Part | Questions | Marks | Time |
|---|---|---|---|
| Part I | 1 compulsory question / case study on Digital Technology | 40 | 2 hours 30 minutes |
| Part II | Attempt any 6 out of 8 questions on Digital Technology | 60 | |
| Total | 100 | 2:30 hrs | |
There is no reasoning, quant or English section and no sectional cut-off. The written score (70%) and interview (30%) decide the final merit. Budget about 45 minutes for the case study and about 17 minutes for each Part II answer.
EXIM Bank Digital Technology Syllabus 2026 (Topic-wise)
EXIM Bank does not publish a detailed syllabus. Based on bank IT officer papers and how banks use technology today, prepare these areas:
| Unit | Topics |
|---|---|
| DBMS and data | ER model, normalisation, SQL (joins, subqueries, indexes), transactions and ACID, concurrency, recovery, NoSQL, data warehousing, ETL, data lakes |
| Computer networks | OSI and TCP/IP, IP addressing and subnetting, routing, DNS, HTTP/HTTPS, load balancing, network security basics |
| Operating systems | Processes and threads, scheduling, memory management, deadlocks, virtualisation, Linux basics |
| Software engineering | SDLC models, Agile and Scrum, requirements, testing types, DevOps, CI/CD, version control, project management basics |
| Cloud and architecture | IaaS, PaaS, SaaS, public/private/hybrid cloud, microservices, APIs and API gateways, containers and Kubernetes, high availability and DR |
| Emerging technologies | AI and machine learning in banking (credit scoring, fraud detection), generative AI and LLMs, RPA, blockchain for trade finance, big data analytics, IoT |
| Digital banking and payments | Core banking systems (Finacle), UPI, NEFT, RTGS, IMPS, SWIFT and ISO 20022, Account Aggregator, digital lending, open banking, eKYC, CBDC (e-rupee) |
| Trade and EXIM-specific tech | Trade finance digitisation, eBRC, electronic bills of lading, ICEGATE, TReDS, digital Letters of Credit |
| IT governance and security | RBI IT governance and outsourcing directions, digital lending guidelines, cyber security basics, DPDP Act 2023, ITIL, COBIT |
Cover every Digital Technology unit with one plan. These courses by Piyush Wairale (IIT Madras) on piyushwairale.com match this paper closely:
- IT Officer Course and Test Series (SBI, IBPS, SEBI IT Officers and PSUs): DBMS, networks, OS, software engineering, cloud and security with mocks
- AI, Machine Learning and Data Science for Bank IT Officer Exams: ML models, fraud and credit use cases, GenAI in banking
- DBMS and SQL for Bank IT Officer Exams: the most-tested technical subject in bank IT papers
Practice Questions for EXIM Bank Digital Technology (Subjective)
These are practice questions written by PiyushAI in the style of the exam, not official questions.
Case study practice (Part I, 40 marks):
- EXIM Bank wants to digitise its export credit process so that an exporter can apply, upload documents and track the loan online. Propose the system architecture, the integrations needed (core banking, credit bureau, GST, ICEGATE), the data security controls and a phased rollout plan.
- The bank wants to use machine learning to flag stressed borrowers early. Describe the data you would use, the model approach, how you would validate it and the governance needed to meet RBI expectations on explainability and fairness.
- Core banking downtime is affecting trade finance customers. As part of the IT team, analyse possible root causes and design a high-availability and disaster recovery solution with RTO and RPO targets.
Part II practice (10 marks each):
- Explain normalisation up to BCNF with an example from a loan database.
- Compare monolithic and microservices architecture for a banking application.
- What is an API gateway? Explain its role in open banking.
- How can blockchain reduce fraud and delays in Letters of Credit?
- Explain the Account Aggregator framework and its benefit for lending.
- What is ISO 20022 and why are banks migrating SWIFT messages to it?
- Describe CI/CD and how DevOps improves software delivery in a bank.
- What are the risks of using generative AI in a bank, and how should they be controlled?
4-Week Preparation Plan (Till the December Exam)
| Week | Focus |
|---|---|
| Week 1 | DBMS and SQL, computer networks, operating systems. Write 1 answer daily. |
| Week 2 | Software engineering, cloud, microservices and APIs, IT governance and security basics. Write 2 answers daily. |
| Week 3 | AI/ML and GenAI in banking, blockchain, digital payments, Account Aggregator, ISO 20022, trade finance digitisation. Read EXIM Bank’s annual report. |
| Week 4 | Full 2.5-hour timed mocks: 1 case study plus 6 answers. Review against model answers and revise weak units. |
Answer-writing tips: define the concept in one line, use headings and bullet points, draw a simple architecture or flow diagram, connect the technology to a banking or trade finance use case, and close with benefits, risks and a recommendation. Case studies reward a structured solution (problem, approach, architecture, controls, rollout) more than long theory.
How to Apply
- Go to eximbankindia.in/careers and open the application link (live from 27 November 2026).
- Register with your name, mobile and email to get a Provisional Registration Number and Password.
- Select Management Trainee (Digital Technology). You can apply for only one post.
- Upload photograph (20 to 50 KB), signature (10 to 20 KB), left thumb impression (20 to 50 KB) and handwritten declaration (50 to 100 KB), all in JPG.
- Preview, click Complete Registration, pay the fee and save the e-receipt and form.
FAQs: EXIM Bank Management Trainee Digital Technology 2026
How many Digital Technology vacancies are there in EXIM Bank 2026?
There are 9 Management Trainee (Digital Technology) posts in EXIM Bank Recruitment 2026, the most among the technical specialisations.
What is the qualification for EXIM Bank MT Digital Technology?
A B.E. or B.Tech in Computer Science, Information Technology or Electronics and Communication with at least 60% marks, or 60% marks in both Graduation and a 2-year full-time MCA. No work experience is required.
Can MCA graduates apply for EXIM Bank Digital Technology MT?
Yes. MCA graduates can apply if they have 60% marks in both Graduation and MCA, and the MCA was a full-time course of at least 2 years.
What is the salary of EXIM Bank Digital Technology Management Trainee?
A stipend of Rs 65,000 per month during the one-year training. After absorption as Deputy Manager (JM-I), the annual CTC is about Rs 25 lakh at the start of the pay scale.
Is the EXIM Bank Digital Technology exam objective or subjective?
It is fully subjective. The 100-mark, 2.5-hour paper has one compulsory 40-mark case study and six answers (out of eight) worth 60 marks, all on digital technology.
What is the syllabus for EXIM Bank Digital Technology exam?
EXIM Bank does not publish a detailed syllabus. Prepare DBMS and SQL, networks, operating systems, software engineering, cloud and microservices, AI/ML and GenAI in banking, blockchain, digital payments, ISO 20022, Account Aggregator, trade finance digitisation and RBI IT governance.
Should I apply for Digital Technology or Cyber Security at EXIM Bank?
Digital Technology has 9 posts and accepts B.E./B.Tech or Graduation plus MCA; Cyber Security has 2 posts and also accepts M.Tech/M.E. Choose Cyber Security only if security is your core strength, since you can apply for just one post.
Which course is best for EXIM Bank Digital Technology preparation?
The IT Officer Course and Test Series and the AI, Machine Learning and Data Science for Bank IT Officer Exams course by Piyush Wairale (IIT Madras) on piyushwairale.com cover the technical and emerging-technology topics of this paper with tests and detailed solutions.
Official Links
- EXIM Bank Careers (eximbankindia.in/careers)
- EXIM Bank Recruitment 2026: all 120 posts
- EXIM Bank MT Cyber Security 2026
Eligibility, dates, pay and exam pattern are from the official EXIM Bank Advertisement No. HRM/MT/M/2026-27/05. The syllabus, practice questions and preparation plan are by PiyushAI and are not part of the official notice. Verify all details in the official notification before applying.
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